We're changing the industry with TRUTH

through transparency, empowerment and ownership. 

Transparency

Transparency. You know exactly what every loan generates the company in revenue, what the company profit goals are, and where the money flows.

Empowerment

Leadership is a relationship, not a line on a map. Leaders are meant to provide high level mentorship, not approve or deny subsidy requests to stay at "Par".

Ownership

Earn true ownership by doing what you already do. As you close loans, you can vest as a partner in Clear Mortgage and earn K1 Distributions.

6 Streams of Income

Built for the entrepreneur inside of you. 

Full Support Team

You focus on making the phone ring, we will focus on taking your loan to close.

Let Creative Ring

Our rules are simple. Be compliant. Be profitable. The rest are for you to write

Team
0 +
Combined Company History (Years)

Our people make us different

What’s an industry-changing business model without its people? We are rapidly growing across the USA and look forward to discussing a partnership opportunity.

We're making an IMPACT

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Let's journey together

Crafting Our Clear Vision

We are the first ever mortgage company to provide true transparency and freedom to the individual loan officer. This means…

Transparency

Transparency. You know exactly what every loan generates the company in revenue, what the company profit goals are, and where the money flows.

Truth

We push majority of loan revenue to the individual loan officer to empower them to make their own educated business decisions.

Ownership

Earn true ownership by doing what you already do. As you close loans, you can vest as a partner in Clear Mortgage and earn K1 Distributions.

Multiple Income Streams

At Clear, you can earn commissions, salary, overrides & downline income. More income opportunity than all of our competitors.

Full Control

Leadership is a relationship, not a line on a map. Leaders are meant to provide high level mentorship, not approve or deny subsidy requests to stay at "Par".

We believe in a Clear Vision, Clear View, and a Clear Life

-Bill Sandvig, Founder

What our partners think

We create lifetime partners

Morgan Home Buyer

Zach and the Clear Mortgage team are AMAZING! Great communication from start to finish. Would highly recommend them to anyone looking to purchase a home and need a group of dedicated people working 24/7 to meet your needs. Appreciate everyone’s work. You made our first home buying experience a smooth and enjoyable process!

Jeff Local Realtor

As a local Realtor who has worked closely with Zach on several transactions, I can attest that he is the best of the best. A client of mine recently was told by his lender a day prior to closing that they couldn’t do the loan. I then sent that client to Zach and he closed it with ease. All of my clients have had great experiences working with Zach. In addition to Zach’s great customer service, he is the ultimate problem solver.

Maggie Home Buyer

I had a great experience with Clear Mortgage. Christa and her team were all amazing to work with, especially during the uncertainty of everything going on during lockdown/pandemic. I would recommend Christa to anyone I knew, first time buyers in particular, as she was extremely helpful to me!

Christine Home Buyer

I would not have been able to purchase my first home without Christa’s guidance! She was so patient and knowledgeable and walked me through the whole process when I was new to it. It was a no brainer to work with her when I was ready to refinance! I would recommend Christa to anyone looking to buy or refinance a home.

Meet our family

Our Leadership Team

Meet the founders of Clear Mortgage
Bill-Sandvig

Bill Sandvig

Co-Founder
Grant-Whitmer

Grant Whitmer

Co-Founder
Gerret-Van-Wagoner

Gerret Van Wagoner

CEO - City First

We are always growing! Ready to meet us?

Let us show you behind the curtains of our business

Find the true value of your business

94% of loan officers have no idea what their loans sell for on the secondary  market and how profitable they are to the company